Have a happy holiday.

Irvine Home Address … 56 FRINGE TREE Irvine, CA 92606

Resale Home Price …… $525,000

We've come to the time in the season

When family and friends gather near

To offer a prayer of Thanksgiving

For blessings we've known through the year

To join hands and thank the creator

And now when Thanksgiving is due

This year when I count my blessings

I'm thanking the Lord He made you

Johnny Cash — Thanksgiving Prayer

It’s that time of year when you just can’t help but give thanks for all that you have and to give to those who need a helping hand. We at IHB would like to say thank you to our loyal readers by matching your charitable contributions to Laura’s House (up to a total of $1000).

Since 1994, Laura’s House has offered unduplicated domestic violence-related services to the residents of Orange County and beyond. It continues to be the only state-approved comprehensive domestic violence agency in South Orange County. Annually, Laura's House provides residential shelter services, counseling and legal services to hundreds of women and children. Thousands of crisis calls come in each year on their Crisis Hotline. Laura’s House’s target population is families experiencing the effects of domestic violence in need of emergency shelter, support, education and counseling. Their goal is to provide supportive service programs that will prepare clients and their children to live independent and violence free lives.

To participate, all you have to do is: 1. Make a contribution by visiting http://www.laurashouse.org/donate.html by November 30, 2011. 2. Forward your emailed receipt to sales@idealhomebrokers.com

Happy Turnkey Day

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Irvine House Address … 56 FRINGE TREE Irvine, CA 92606

Resale House Price …… $525,000

Beds: 4

Baths: 3

Sq. Ft.: 2685

$196/SF

Property Type: Residential, Condominium

Style: 3+ Levels, Colonial

View: Park/Green Belt

Year Built: 2006

Community: Columbus Grove

County: Orange

MLS#: S678492

Source: CRMLS

On Redfin: 10 days

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INCREDIBLE BUY! SPECTACULAR DESIGNER SHOWCASE HOME! HURRY, BEST OFFER BY 11/11 WILL BE THE LUCKY WINNER! This upgraded luxury residence feels like a new home and looks better than a model. Featuring chiseled travertine floors, rich ebony cabinets, granite countertops, tumbled backsplash, stainless appliances and custom window coverings throughout. 4 bedrooms (1 on main level) with HUGE master suite, spa tub, walk in closet and sitting area. Large formal living room with soaring two story ceilings with walls of windows and cozy fireplace. Formal dining area and family room opens to gourmet kitchen with center island. 2 large wrap around terraces create ideal outdoor living areas for alfresco dining or watching sunsets. The attached 2 car garage and professional landscaping finish off this remarkable home. First class resort-style amenities include pool, spa, park, tot lot, outdoor bbq and lounge areas. 40%+ OFF ORIGINAL COST. .. DON'T MISS THIS OPPORTUNITY!- RESTRICTED ACCESS SO HURRY!

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Proprietary IHB commentary and analysis

Resale House Price …… $525,000

House Purchase Price … $834,000

House Purchase Date …. 7/18/2007

Net Gain (Loss) ………. ($340,500)

Percent Change ………. -40.8%

Annual Appreciation … -10.6%%

Cost of Home Ownership

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$525,000 ………. Asking Price

$105,000 ………. 20% Down Conventional

4.06% …………… Mortgage Interest Rate

$420,000 ………. 30-Year Mortgage

$131,771 ………. Income Requirement

$2020 ………. Monthly Mortgage Payment

$455 ………. Property Tax (@1.04%)

$400 ………. Special Taxes and Levies (Mello Roos)

$109 ………. Homeowners Insurance (@ 0.25%)

$0 ………. Private Mortgage Insurance

$420 ………. Homeowners Association Fees

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$3404 ………. Monthly Cash Outlays

-$328 ………. Tax Savings (% of Interest and Property Tax)

-$599 ………. Equity Hidden in Payment (Amortization)

$149 ………. Lost Income to Down Payment (net of taxes)

$86 ………. Maintenance and Replacement Reserves

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$2,712 ………. Monthly Cost of Ownership

Cash Acquisition Demands

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$5,250 ………. Furnishing and Move In @1%

$5,250 ………. Closing Costs @1%

$4,200 ………. Interest Points

$105,000 ………. Down Payment

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$119,700 ………. Total Cash Costs

$41,500 ………… Emergency Cash Reserves

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$161,200 ………. Total Savings Needed

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